Isikhwama semali ye-elekthronikhi

Umsebenzi wokulondoloza

I-electronic coin purse' empeleni ilula kakhulu, okungukuthi, ukwengeza umsebenzi wokulondoloza ushintsho ekhadini lobulungu.Isibonelo, uma isitolo esikhulu sabathengi sifuna u-18.68 yuan woshintsho ekhasimendeni, othatha imali uzobuza ikhasimende ukuthi lilufake yini ushintsho ekhadini lobulungu ngesikhathi sokukhokha.Uma ikhasimende livuma, i-yuan engu-0.68 noma i-8.68 yuan ingafakwa ngokuqondile ekhasimendeni Ekhadini lobulungu, khokha kuphela imali yonke ekhasimendeni.Uma usebenzisa ngokulandelayo, amakhasimende angaqala ngokudlulisela imali esuka kulesi “sikhwama sokushintsha” ukuze akhokhe isikweletu.

Umsebenzi wokukhokhaedit

Ukuqaliswa kwephrojekthi "yezixhumanisi ezintathu" ngezindleko zezinsiza zomphakathi kuzohlinzeka izakhamuzi ngezinketho ezihlukahlukene zokukhokha futhi zibone inkokhelo engenazithiyo.Isikhungo esikhokhisayo siphinde sathembisa ukuvula zonke izitolo nezindawo zokubala ngaphandle kokubeka isikhathi newindi lokukhokhwa kwemali.Okubizwa ngokuthi “izixhumanisi ezintathu” kubhekiselwa “kusevisi yokuma okukodwa” yezinsiza zomphakathi ohlelweni lwamabhange nezezimali, “indawo eyodwa” yokukhokha imali emkhakheni wezokuxhumana, kanye “nekhadi lokuma okukodwa” umkhakha wezokuthutha zomphakathi wedolobha.Izinsiza zomphakathi “Isevisi yokukhokha into eyodwa” kusho ukuthi izakhamuzi zingakhokha zonke izindleko zensiza yomphakathi nge-passbook, ikhadi lesikweletu noma i-akhawunti yasebhange kunoma yiliphi ibhange elisesandleni sazo;ukukhokha ngokheshi “One-stop” kusho ukuthi izakhamizi ezimiswe ezindaweni ezihlala abantu ngomnyango wezokuxhumana.Izitolo ezithengisa izinto ezincane, ama-post kiosks nezinye izindawo zokukhokha nge-elekthronikhi zingakhokha ngokuqondile izimali zomphakathi ngokheshi;Ikhadi ledolobha elithi “all-in-one” lisho ukuthi izakhamizi zingasebenzisa i-IC card electronic coin purse for ezokuthutha umphakathi ukuze zibone ngokushesha futhi kalula imisebenzi yokukhokha izimali zomphakathi kanye nokusetshenziswa okuncane, ukunciphisa ngempumelelo ukusetshenziswa komphakathi Isimo samanje sobunzima inkokhelo yebhizinisi.

Izinzuzo eziyinhloko

Ingagcina ushintsho phakathi kwama-yuan ayi-10.Ngokwemibiko, le nsizakalo ihlolwe kwezinye izitolo ngoSepthemba 2008. Ngaleso sikhathi, yayisetshenziselwa kakhulu ukugcina ushintshi ngaphansi kwe-yuan eyi-1.Kusukela ngoJulayi 2009, cishe izitolo ezinkulu ze-Jingkelong ezingu-150 zingasiza ukugcina ushintsho phakathi kwama-yuan angu-10.“Ijubane lerejista yemali lizonyuswa lifinyelele ku-60%.Ngaphambilini, isikhathi sokukhokha sekhasimende sasicishe sibe imizuzwana engama-40.Uma ukhetha isikhwama semali ye-elekthronikhi, ukulungiswa kungaqedwa cishe ngemizuzwana eyi-10, ukunciphisa isikhathi somugqa futhi kuqede isidingo soshintsho esitolo.Izinkinga.Ushintsho olugcinwe ekhadini ngeke lube olungavumelekile, futhi othatha imali uzophinde athathe isinyathelo sokutshela ukuthi asebenzise ushintsho ekhadini kuqala.

“Kulula kakhulu.Awudingi ukubuyisa inqwaba yezinhlamvu zemali.”Abathengi bathi ushintsho olutholakala esikhathini esidlule kulula ukulahlekelwa, futhi iningi labo "alisebenzi" ebhange le-piggy futhi alivamile ukusetshenziswa futhi.Ukuphendula inkinga yokuthola ushintsho ezitolo ezinkulu, isuphamakethe ngayinye eBeijing isebenzisa izindlela ezahlukene.Ezinye izitolo ezinkulu ngokuqondile “zisula uguquko” olungaphansi kwephesenti elilodwa loshintsho, futhi izitolo ezinkulu eziningi zisasebenzisa “i-accounted settlement”.