Ingxowa yemali ye-elektroniki

Ukugcina umsebenzi

I-electronic coin purse' ilula kakhulu, oko kukuthi, ukongeza utshintsho olugcina umsebenzi kwikhadi lobulungu.Ngokomzekelo, xa ivenkile enkulu yabathengi ifuna i-18.68 yuan yotshintsho kumthengi, i-cashier iya kubuza umthengi ukuba afake utshintsho kwikhadi lobulungu ngexesha lokuhlala.Ukuba umthengi uyavuma, i-0.68 yuan okanye i-8.68 yuan inokufakwa ngokuthe ngqo kumthengi Kwikhadi lobulungu, hlawula kuphela imali yonke kumthengi.Xa uphinda uchitha, abathengi banokuqala batshintshe imali kule “tshintsha isipaji” ukuhlawula ityala.

Umsebenzi wentlawuloedit

Ukuphunyezwa kweprojekthi "yekhonkco ezintathu" kwiintlawulo zenkonzo yoluntu kuya kubonelela abemi ngeendlela ezahlukeneyo zokuhlawula kunye nokufezekisa intlawulo engenazithintelo.I-arhente ehlawulisayo ikwathembise ukuvula zonke iivenkile kunye neekhawuntari ngaphandle kokumisela ixesha kunye nefestile yentlawulo yemali.Oko kubizwa ngokuba “ngamakhonkco amathathu” kubhekiselele “kwinkonzo yokumisa enye” kuncedo lukawonke-wonke kwiibhanki kunye nenkqubo yezemali, “indawo enye” yokuhlawula imali kwicandelo lezonxibelelwano, kunye “nekhadi lokumisa elinye” icandelo lezothutho loluntu lesixeko.Amaziko oluntu “Inkonzo yokuhlawula into enye” ithetha ukuba abemi banokuhlawula zonke iindleko zenkonzo karhulumente ngokusebenzisa incwadi yokupasa, ikhadi letyala okanye iakhawunti yebhanki kuyo nayiphi na ibhanki esezandleni zabo;intlawulo yekheshi “I-One-stop” ithetha ukuba abemi babekwe kwiindawo zokuhlala ngesebe lezonxibelelwano.Iivenkile eziluncedo, ii-post kiosks kunye nezinye iitheminali zokuhlawula nge-elektroniki zinokuhlawula ngqo imirhumo yoncedo lukawonke-wonke ngemali ezinkozo;Isixeko "ikhadi lonke-kwinye" lithetha ukuba abemi banokusebenzisa ikhadi le-IC kwingxowa yemali ye-elektroniki yezothutho zikawonkewonke ukuze baqonde ngokukhawuleza kwaye baqonde imisebenzi yokuhlawula imirhumo yenkonzo yoluntu kunye nokusetyenziswa okuncinci, ukunciphisa ngokufanelekileyo ukusetyenziswa koluntu Imeko yangoku yobunzima intlawulo yeshishini.

Iinzuzo eziphambili

Inokugcina utshintsho ngaphakathi kwe-yuan eyi-10.Ngokweengxelo, inkonzo iye yavavanywa kwezinye iivenkile ngoSeptemba 2008. Ngelo xesha, yayisetyenziselwa ukugcina utshintsho olungaphantsi kwe-yuan eyi-1.Ukusukela ngoJulayi ka-2009, phantse i-150 yeevenkile ezinkulu zaseJingkelong zinokunceda ukugcina utshintsho ngaphakathi kwe-yuan ezili-10.“Isantya serejista yemali siza konyuka siye kuma-60%.Ngaphambili, ixesha lokuhlalisa umthengi lalimalunga nemizuzwana engama-40.Ukuba ukhetha isikhwama semali ye-elektroniki, ukulungiswa kunokugqitywa malunga nemizuzwana ye-10, ukunciphisa ixesha lomgca kunye nokuphelisa imfuno yokutshintsha kwivenkile.Iingxaki.Utshintsho olugcinwe kwikhadi aluyi kuba lungasebenzi, kwaye umgcini-mali uya kuthatha inyathelo lokuqala ukuba asebenzise utshintsho lwekhadi kuqala.

“Iluncedo kakhulu.Akukho mfuneko yokuba ubuye neqela leengqekembe.Abathengi bathi utshintsho olufunyenwe kwixesha elidlulileyo lulula ukulahlekelwa, kwaye uninzi lwabo "alusebenzi" kwi-piggy bank kwaye alufane lusetyenziswe kwakhona.Ukuphendula ingxaki yokufumana utshintsho kwiivenkile ezinkulu, ivenkile nganye yaseBeijing ithatha iindlela ezahlukeneyo.Ezinye iivenkile ezinkulu ngokuthe ngqo "zicima utshintsho" olungaphantsi kwepesenti enye yotshintsho, kwaye uninzi lweevenkile zisasebenzisa "i-accounted settlement".